Month Ahead

You’re at the mall, it’s the 12th of the month and you want to buy sunglasses. Do you have the money? If you’re living paycheck to paycheck, it depends on whether the mortgage will come before or after your paycheck. It might also depend on your checking account balance. This is normal for many people. … Read More

You Need a Budget

I experienced a financial setback that got my attention enough to make some serious changes in my life. I needed to assemble a team that could help me meet my goals. A friend of mine had told me about budgeting software that he had loved that fit with how I liked to budget. I hadn’t taken You Need … Read More